Spreading Funeral Costs

If there is no estate and no provision has been made for the funeral. The costs solely are born by the family left behind and this can leave families on low income or with high financial commitments in a very difficult situation. After much research Coles FD partnered with ‘Funeral Safe’ who provide funeral finance options to our customers who may need them.

FUNERAL SPECIALISTS – Unlike lots of loan or finance companies, Funeral safe only specialise in funerals, so they fully understand how everything works and are compassionate and sensitive to the financial challenges put on families at an already difficult time.

HIGH STREET RATES – Interest rates are charged in line with high street banks and are not ridiculously increased for lower income families in need of this service.

NO REPAYMENT PENALTIES – Should you want to pay the loan off sooner, there are no penalty charges.   

YOU ARE IN CONTROL – The amount and term of the loan is chosen by you. You will have a personal online log in, so you are in full control and feel communicated to throughout the process.

Calculate your needs

£0 £7500
12 months48 months


This calculator is for guidance based on 15.9% APR. Refer to the representative example below. Total amount payable:

How it Works

To apply for funeral finance, you can either:

Click on the application button below

Ask your Funeral Arranger

Call Funeral Safe Finance on 0330 002 0875

Explanations: Funeral Safe Limited provides finance from £500 – £7,500 from 15.9% APR over terms of 12 – 48 months.

Representative Example: Loan amount of £2500.00 with a monthly repayment of £237.49 over a term of 12 months at a rate of interest per annum of 14% Fixed. This is equivalent to 24.9% APR representative. Total amount repayable is £2849.88. The representative example and guidance repayment table above are reflective of the sum of the total funeral cost. Your personal circumstances affect the rate we can offer you which may differ from the representative APR and the guidance figures above. We will do a credit assessment of your circumstances when you apply. Credit available subject to status. Funeral Safe Limited of Alton Business Centre, Valley Lane, Wherstead, Suffolk, IP9 2AX. Funeral Safe Ltd is the lender and is authorised and regulated by the Financial Conduct Authority.

Coles Funeral Directors is an appointed representative of Funeral Safe Limited who are the lender.

Accreditations :

Contact us:

2-4 Heathwood Road, Heath, Cardiff, CF14 4XE
Tel: 029 2209 3388

792 Newport Road, Cardiff, CF3 4FH
Tel: 029 2079 7516

Email: info@colesfuneraldirectors.co.uk